Frequently Asked Questions

I have a list here of 50 things I do as a financial advisor. It’s not exhaustive, it’s just a nice round number. Not all of them will be relevant to you, but if three of them are, it might be a good idea to have a chat.

I'm compensated via commissions by the provider of whatever product we choose together. Fees vary widely between product types and providers, and sometimes the lowest cost option isn’t the correct one. Cost matters, but it’s only one piece of the puzzle.

My real value lies in helping you make decisions that leave more money in your pocket overall – through smart investment choices, strategic tax planning, and knowing when to pull the right financial levers. If you’re only focused on the cheapest option, I’m probably not the right advisor. But if you want thoughtful guidance and a complimentary financial needs analysis, I’d be glad to talk.

I’m the president, founder and sole shareholder of Tim Ziegler Wealth Management. When you work with me, you work directly with me, not a sales team or corporate agenda.

In 2024, I joined Vancea Financial Group, a collective of independent advisors pooling resources to better service clients while maintaining full autonomy.

I place investment business through Investia Financial Services Inc. (a division of iA Financial Group), and some insurance business through multiple carriers, giving me access to a wide range of providers – with no pressure to push any particular product.

Truthfulness!
Punctuality! (keeping in mind we all make mistakes sometimes, including me)
Most importantly, Keep Me Informed.
If we are going to work together for the next 30ish years, some stuff is probably going to happen to you. A diagnosis, a baby, a death, a promotion, a job loss, a job gain…it’s all important for your money. Don’t have me find out after your unexpected death that you’ve had a divorce, and we should’ve changed your beneficiaries.

When you feel like outsourcing worrying about money.

This is going to sound strange, but you have to unapologetically want to improve your finances. I’m not the “artistic fulfillment” guy. I’m the “let’s improve our money situation” guy.

I don't believe in minimums. I will meet with anyone. Many advisors who work the way I do have a minimum, whether it's $100,000 or $250,000.

It doesn't mean I categorically take on everyone I meet, but I will meet with anyone.

I’ll refer back to my List of 50 Things I do as a Financial Advisor. If you’ve got your bases covered, that’s great.

I have a full privacy/disclosure document, but the short of it is I will never tell anyone we've met. I don't solicit reviews or referrals, for privacy purposes (but I appreciate both!) I don't under any circumstances broadcast the identity of my clients, in a real or implied way. If someone comes up to me and says "Hey, I heard you're working with so-and-so", I'll usually get weird and squirrelly and try to exit the conversation.
We're talking about money, and privacy is really, really important.